An evening on payments, collateral mobility and the future of sterling

Payments

Silent Data Accounts

Andy Campbell

Head of Product and AI, Applied Blockchain

Portafino

Gur Goth

Founder & CEO, Portafino

Fireside chat

Kim Verhaaf

Managing Director, Group Payments, Lloyds Banking Group

Adi Ben-Ari

Founder & CEO, Applied Blockchain

Andy Campbell opened by explaining why institutions can't use public chains for payments when sender, recipient, amount and balance are visible to anyone. Silent Data Accounts keep those details private while banks run their usual KYC and AML screening.

Gur Goth showed how Portafino gives businesses a trust layer for stablecoin payments, covering identity, agreement, dispute resolution, privacy and settlement.

In a fireside chat with Adi, Kim Verhaaf of Lloyds Banking Group talked about why the bank is investing in digital assets and where a bank of its size starts.

Collateral mobility

Setting the stage

Chris Ostrowski

Founder & CEO, SODA

Collateral mobility in tokenised finance

Daniel Holden

Chief Financial & Commercial Officer, Keystone

Silent Data Connect

Andy Campbell

Head of Product and AI, Applied Blockchain

How it all comes together

Adi Ben-Ari

Founder & CEO, Applied Blockchain

Chris Ostrowski shared findings from SODA's Tokenization at Investment Banks Survey 2026. Heads of repo at 16 large banks ranked collateral and repo as the most active use case after payments, and named integration with legacy systems as the biggest challenge.

Daniel Holden explained how Keystone tackles closed networks, idle collateral and settlement risk with neutral settlement across chains.

Andy showed how Silent Data Connect lets banks move collateral directly between different ledgers. Adi then brought it all together with how Applied Blockchain runs its own treasury, using stablecoin payments, a tokenised money market fund through Archax, and Claude to rebalance the position.

The Great British Panel

Panel, moderated by Adi Ben-Ari

Yaniv Gidron

Co-Founder, Monee

Benoit Marzouk

CEO, tokenised GBP

Chris Taylor

COO, Re7 Capital

Simon Barnby

CMO, Archax

Adi asked Monee, tokenised GBP, Archax and Re7 Capital where the UK market is heading. The panel discussed why sterling-denominated assets need a sterling settlement asset, cross-border payment corridors, tokenised funds used as collateral in DeFi, and why success will mean institutions adopting the technology without having to think about it.