WyzePay delivers a new market infrastructure that is built on future-proof distributed ledger technology. It combines blockchain technology with a lightning network layer to allow for instant payment. By using smart contract functionality within the blockchain, WyzePay is able to execute instant payments across a network of participants. The security is enforced by blockchain smart contracts without creating an on-chain transaction for every single payment.Companies issue their own corporate currency with a unique range of features, called WyzeCoins. Then customers choose the combination of features that gives them the best benefits for their money, based on lifestyle and spending habits. The consumer will then have a frictionless experience paying with their WyzeCoins, as easily as with a card, and the WyzeCoins are fully transferable and never expire.